Wednesday, September 5, 2007
Credit Cards
The ability to own a credit card is both a blessing and a curse. I just got done reviewing my statement for the past month, and, lo and behold, I am at about $600. Ouch! That really sucks considering that I want to save up for spring break and what not. I will definitely be able to pay off the bill without worrying about interest, but it will severely inhibit my ability to lead the hectic social life that I do. But whatever, money is money, and I am really trying to go out with a bang this school year. I've really tried to not worry about my financial status too much. As long as I stay a few hundred bucks above broke, I'm O.K. I've realized that in year's past my frugal methods were most definitely good, but maybe not as fun. So this year I'm letting it all hang out (for the most part). Bars. Cub's games. Novel posters and other decor for the apartment. Running accoutrements. Dates. Good and bad movies. BusyBee. Barbecues. It's a great test of balance and moderation, and so far I am up to the challenge.
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3 comments:
Do it now before the student loans kick in and you have to start worrying about retirement accounts. :)
Just don't go too crazy like those "MTV True Life: I'm 21 and bankrupt from credit card debt" people and you'll be fine!
I have two credit cards and I am cool with the fact I owe some cash, just keep paying your payments before the interest really starts accumulating and you'll be fine. It is just one more way to build credit if you have self control. To make you feel better I owe alot more than $600.... Quit stressin man it could always be worse.
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